Loan Against Mutual Fund
FINANCIAL SOLUTIONS

Loan Against Mutual Fund

Unlock liquidity from your mutual fund investments without selling them. Get quick loans at attractive interest rates while your investments continue to grow.

Instant Loan Access

Get fast disbursal by pledging your mutual fund units digitally with minimal paperwork.

Low Interest Rates

Enjoy competitive interest rates compared to personal loans and credit options.

Continue Market Growth

Your mutual fund investments remain invested and keep earning potential returns.

Paperless Process

Complete loan application and pledge process online with zero hassle.

Flexible Repayment

Pay interest only or repay principal anytime as per your convenience.

Safe & Secure

Your investments are safely held with regulated institutions throughout the loan tenure.

Loan Against Mutual Fund

Unlock Liquidity Without Selling Your Investments

Loan Against Mutual Fund (LAMF) allows you to borrow money by pledging your mutual fund units as collateral.

You can meet urgent financial needs without redeeming your investments and losing future market growth.

It is a smart and cost-effective way to access funds while your mutual funds continue to generate returns.

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Benefits of Loan Against Mutual Fund

LAMF offers fast access to funds with attractive interest rates and flexible repayment options.

  • Quick digital loan approval
  • Lower interest rates than personal loans
  • No need to sell investments
  • Flexible repayment options
  • Minimal documentation

It is an ideal solution for short-term liquidity without disturbing long-term wealth creation.

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How Loan Against Mutual Fund Works

The process is simple and paperless, allowing you to pledge your mutual fund units online.

Once pledged, the lender evaluates the value of your investments and disburses the loan quickly.

  • Pledge mutual fund units digitally
  • Loan amount based on portfolio value
  • Instant disbursal to bank account
  • Pay interest only or repay anytime
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Why Choose LAMF Over Other Loans

Compared to personal loans or credit cards, LAMF offers better interest rates and greater flexibility.

  • Lower cost of borrowing
  • No impact on investment growth
  • Fast and hassle-free processing
  • High loan limits
  • Safe and secure pledging

It is the most efficient way to meet financial needs while keeping investments intact.

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Loan Against Mutual Fund App

Get the Loan Against Mutual Fund App

Unlock instant liquidity by pledging your mutual fund investments and manage your loans easily from your mobile.

  • Apply for loan against mutual funds digitally
  • Get quick approvals and fast disbursal
  • Track loan balance and interest in real time
  • Enjoy flexible repayment options anytime

Download our Loan App

Loan Against Mutual Fund – FAQs

Everything you need to know about pledging mutual funds for loans

What is Loan Against Mutual Fund (LAMF)? +
Loan Against Mutual Fund allows you to borrow money by pledging your mutual fund units as collateral without selling your investments.
Will my mutual funds continue to earn returns? +
Yes, your mutual fund investments remain invested in the market and continue to grow while you use the loan amount.
How much loan can I get against my mutual funds? +
Generally, lenders offer up to 50%–70% of the value of your mutual fund holdings depending on fund type and market conditions.
Is the loan process paperless? +
Yes, most LAMF providers offer a completely digital and paperless process for pledging and disbursal.
Can I repay the loan anytime? +
Yes, you can repay partially or fully anytime with flexible repayment options and minimal charges.